SJ, Edwards, Inc.

Trauma Coverage

You can’t predict the unexpected, but you can plan for it. Trauma Coverage, which is underwritten by Lloyd’s of London, the world’s premier insurance market, bridges the gap between standard insurance and employee assistance programs. In the event of a traumatic situation, an employee would receive prompt treatment that would help them heal faster from the start—while also protecting their families.

 

Measurement-based therapy with a therapist having a master’s degree or higher in post-traumatic incident mental health.

 

Wages Reimbursed While the insured person is unable to work, they are entitled to 100% of their income from all sources.

 

Reimbursement for Post-Recovery Care Reimbursement for out-of-pocket expenses or for a family member’s lost salary while providing home care services.

 

Pharmaceuticals, copays, and deductibles are all examples of expenses.

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